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	<title>Mortgage Rates for Chicago &#187; Mortgage Rates</title>
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	<link>http://mortgageratesforchicago.com</link>
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		<title>Retail Sales Look Strong &#8211; puts pressure on mortgage rates?</title>
		<link>http://mortgageratesforchicago.com/2010/03/12/retail-sales-look-strong-puts-pressure-on-mortgage-rates/</link>
		<comments>http://mortgageratesforchicago.com/2010/03/12/retail-sales-look-strong-puts-pressure-on-mortgage-rates/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 13:53:37 +0000</pubDate>
		<dc:creator>Tom  Vanderwell</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Retail Sales]]></category>

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		<description><![CDATA[Sales at U.S. retailers rose unexpectedly in February despite a drop in vehicle purchases and inclement weather that was expected to curtail shopping, according to a government report on Friday that bolstered hopes of a sustainable economic recovery.
The Commerce Department said total retail sales rose 0.3 percent as consumers bought an array of goods from [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Want some insights into where Rates Are going?</title>
		<link>http://mortgageratesforchicago.com/2009/12/17/want-some-insights-into-where-rates-are-going/</link>
		<comments>http://mortgageratesforchicago.com/2009/12/17/want-some-insights-into-where-rates-are-going/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 12:21:52 +0000</pubDate>
		<dc:creator>Tom  Vanderwell</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Bankrate.com]]></category>

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		<description><![CDATA[Every week, I&#8217;m a participant in Bankrate.com&#8217;s weekly Mortgage Rate Trend Index.&#160; It&#8217;s a survey of many loan officers and those in the business and their opinions on what rates are going to do over the next 35 to 45 days.
Remember, those opinions might not be applicable for your individual situation.&#160;&#160; Call me at (616) [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>December 16 &#8211; What the Fed Said</title>
		<link>http://mortgageratesforchicago.com/2009/12/16/december-16-what-the-fed-said/</link>
		<comments>http://mortgageratesforchicago.com/2009/12/16/december-16-what-the-fed-said/#comments</comments>
		<pubDate>Wed, 16 Dec 2009 21:57:55 +0000</pubDate>
		<dc:creator>Tom  Vanderwell</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[The Federal Reserve]]></category>

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		<description><![CDATA[]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Mortgages and the Fed</title>
		<link>http://mortgageratesforchicago.com/2009/12/15/mortgages-and-the-fed/</link>
		<comments>http://mortgageratesforchicago.com/2009/12/15/mortgages-and-the-fed/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 18:19:59 +0000</pubDate>
		<dc:creator>Tom  Vanderwell</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[The Fed]]></category>

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		<description><![CDATA[]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Market Update</title>
		<link>http://mortgageratesforchicago.com/2009/12/14/mortgage-market-update-77/</link>
		<comments>http://mortgageratesforchicago.com/2009/12/14/mortgage-market-update-77/#comments</comments>
		<pubDate>Mon, 14 Dec 2009 15:29:05 +0000</pubDate>
		<dc:creator>Tom  Vanderwell</dc:creator>
				<category><![CDATA[Market Musings]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Tom Vanderwell]]></category>

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		<description><![CDATA[Well, we&#8217;re less than an hour into the markets today and it&#8217;s time to take a look at what&#8217;s happening&#8230;

So far, rates are staying quite steady.&#160;&#160;&#160; Not a lot of news going on so far this morning. 
Dubai got a &#8220;bandaid bailout&#8221; to keep them from totally drowning, but from what I hear, they have [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The Week Ahead</title>
		<link>http://mortgageratesforchicago.com/2009/12/14/the-week-ahead/</link>
		<comments>http://mortgageratesforchicago.com/2009/12/14/the-week-ahead/#comments</comments>
		<pubDate>Mon, 14 Dec 2009 14:45:00 +0000</pubDate>
		<dc:creator>Tom  Vanderwell</dc:creator>
				<category><![CDATA[Market Musings]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[The Fed]]></category>

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		<description><![CDATA[So, last week was a relatively light one in terms of economic news.&#160;&#160; This week will be a bit heavier&#8230;

Tuesday &#8211; The Housing Market Index, Industrial Production and Capacity Utilization. 
Wednesday &#8211; Housing Starts and Architecture Billings Index for CRE (Commercial Real Estate), the Fed&#8217;s meeting announcement, CPI (Consumer Price Index) 
Thursday &#8211; The Philly [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What&#8217;s Happening With Mortgage Rates?</title>
		<link>http://mortgageratesforchicago.com/2009/12/10/whats-happening-with-mortgage-rates/</link>
		<comments>http://mortgageratesforchicago.com/2009/12/10/whats-happening-with-mortgage-rates/#comments</comments>
		<pubDate>Thu, 10 Dec 2009 17:59:00 +0000</pubDate>
		<dc:creator>Tom  Vanderwell</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://mortgageratesforchicago.com/2009/12/10/whats-happening-with-mortgage-rates/</guid>
		<description><![CDATA[Here&#8217;s a quick snapshot of what&#8217;s going on today&#8230;&#8230;

Initial unemployment claims were up &#8211; that reverses a 5 week trend of improvement.
The Treasury auction yesterday was sort of like Goldilocks Porridge &#8211; not too hot, not cold, just sort of there.
Overall, there&#8217;s a little upward pressure on rates but not significant at the moment.

If you [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Equation as I see it&#8230;..</title>
		<link>http://mortgageratesforchicago.com/2009/12/08/the-equation-as-i-see-it/</link>
		<comments>http://mortgageratesforchicago.com/2009/12/08/the-equation-as-i-see-it/#comments</comments>
		<pubDate>Wed, 09 Dec 2009 02:00:00 +0000</pubDate>
		<dc:creator>Tom  Vanderwell</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Dollar]]></category>

		<guid isPermaLink="false">http://mortgageratesforchicago.com/2009/12/08/the-equation-as-i-see-it/</guid>
		<description><![CDATA[Investors Skeptical about how much further the market can go up+ A Global Economy that has suffered some challenges lately (Dubai anyone?)+ the fear that the Fed will start raising rates soon.= Pressure on the stock market and more people buying Treasuries which pushes prices down and rates up.
Hmmm&#8230;..
Tom Vanderwell
Dollar May Continue Rising Even Without [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Initial Reaction &#8211; Jobs Report</title>
		<link>http://mortgageratesforchicago.com/2009/12/04/initial-reaction-jobs-report/</link>
		<comments>http://mortgageratesforchicago.com/2009/12/04/initial-reaction-jobs-report/#comments</comments>
		<pubDate>Fri, 04 Dec 2009 13:43:53 +0000</pubDate>
		<dc:creator>Tom  Vanderwell</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://mortgageratesforchicago.com/2009/12/04/initial-reaction-jobs-report/</guid>
		<description><![CDATA[Number of jobs lost &#8211; only 11,000.
Unemployment &#8211; down to 10%.
First Reaction &#8211; that&#8217;s going to make for an ugly day in the mortgage rate market.
Second Reaction &#8211; when you compare the ADP jobs report (160K lost) to the official jobs report (11K lost) something&#8217;s out of whack.&#160;&#160;&#160; Time will tell, but expect rates to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Five Years &#8211; Gulp&#8230;..  What does that mean for the housing market?</title>
		<link>http://mortgageratesforchicago.com/2009/11/25/five-years-gulp-what-does-that-mean-for-the-housing-market/</link>
		<comments>http://mortgageratesforchicago.com/2009/11/25/five-years-gulp-what-does-that-mean-for-the-housing-market/#comments</comments>
		<pubDate>Wed, 25 Nov 2009 18:21:00 +0000</pubDate>
		<dc:creator>Tom  Vanderwell</dc:creator>
				<category><![CDATA[House Prices]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[The Fed]]></category>

		<guid isPermaLink="false">http://mortgageratesforchicago.com/2009/11/25/five-years-gulp-what-does-that-mean-for-the-housing-market/</guid>
		<description><![CDATA[Let&#8217;s take a look at what this means for the housing market:

If it takes 5 years before we see sustainable growth, then it&#8217;s going to be a very slow rebound to the jobs market.
If it&#8217;s going to be a slow rebound to the jobs market, then delinquencies on mortgages will continue to climb and will [...]]]></description>
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